There are countless scams on the internet, but some are more common than others. Here are some of the most common online scams:
Phishing is one of the most common scams on the Internet. Phishing is when scammers impersonate a legitimate business or individual to obtain your personal information. Phishing scams are usually carried out through email, social media, or text messages.
The scammer will contact you and claim to belong to a well-known company or organization. They may say there has been a security breach and they need your personal information to verify your account.
Or, they may pretend you’ve won a contest or prize and ask you to provide your credit card information to claim it. Whatever the story, the goal is always the same: to trick you into giving them your personal information.
Once they have your information, they can use it to commit identity theft or fraud. They can open new accounts in your name, rack up debt, or sell your information on the dark web.
Scams by government imposters
When we think of scams by government imposters, the first thing that comes to mind is the IRS tax scam. Someone will impersonate an IRS agent in this scam and contact you, usually by phone.
They will claim that you owe taxes and demand immediate payment. They may threaten to arrest you or deport you if you don’t pay.
These scammers often use high-pressure tactics to try to get you to pay money on the spot. They may even say you can make a payment using a prepaid debit card or bank transfer.
Online Dating Scams
Nothing can be crueler than getting scammed on an online dating site. You meet someone special on a dating site and begin to develop a relationship with them.
You can even exchange photos and messages with this person. But then they start asking you for money. They may say they need it for medical bills or to come visit you.
Or, they may say they are stuck somewhere and need help getting home. Whatever the story, the goal is always the same: get your money back.
Online retailer scams
Looking for a great deal on a new piece of furniture or an electronic device, then you’re heading to an online retailer you’ve never heard of before.
You find what you’re looking for at a fraction of the price, so you click “buy” without thinking. But then you never get your purchase. Or, you get something that is not what you ordered.
These scammers often ask for untraceable payment methods like bank transfers or gift cards.
Paying for a “free” trial scam
You see an ad for a free trial of a product or service, so you sign up. But then you’re charged for the full price of the product or service – and you can’t get your money back.
These scams are common with beauty products, weight loss supplements, and other health-related products and services.
Job posting scams
Many people are looking for a job in 2022. You browse online job postings and you come across the perfect job. It’s in your field, and it pays well.
You apply for the job and quickly get a response from someone who says they’re interested in hiring you. They ask you to start right away and send a fee to cover the cost of training materials.
Or, they might say they need your bank account information to set up direct deposit. It’s a scam! No legitimate employer will ever ask you for money up front.